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Across markets like Australia, more frequent extreme weather – flooding, bushfires, heatwaves – are starting to reshape what buyers value and what lenders and insurers will tolerate.
Areas once considered “lifestyle-driven” are now being reassessed through a risk lens. If a suburb has repeated flood events or increasing bushfire exposure, buyers don’t just hesitate – they discount.
And when insurance premiums rise or become harder to secure, that pressure flows directly into property values. This is where things get interesting.
Because while some locations face downward pressure, others are quietly strengthening. Elevated sites, well-planned estates and areas with resilient infrastructure are becoming more attractive – not just emotionally, but financially.
Buyers, and future-focused builders like FRD Homes, are starting to consider: Will this home still be viable, insurable, and desirable in 10–20 years?
That shift is powerful.
For developers and builders, it’s no longer just about land availability or short-term demand. The best-performing projects are increasingly those that consider drainage, elevation, materials, and community planning from the start.
Smarter site selection, better design and climate-responsive construction aren’t “nice to have” – they’re value drivers and a priority that sets FRD apart from others in the market.
What happens to property values when the floodwaters recede? In a recent podcast, Richard Griffiths, Head of Sustainability Solutions at Cotality, explained how some Australian property markets are responding to major climate events.
From Gold Coast suburbs that rebounded 30% above pre-flood values within 18 months, to inland towns like Lismore still struggling to recover from its 2022 disaster, the disparity is stark. Richard reveals how banks and insurers are beginning to embed climate risk into lending decisions, why a massive information gap leaves everyday buyers exposed. Take a listen below…